National Savings Bank

At Howard and South Pearl Streets, the magnificent old National Savings Bank tower (and the much less magnificent corner of a modern parking garage).

This nearly unnoticed beauty that anchors the key intersection of State and Pearl Streets is the work of Marcus T. Reynolds, whose mark on Albany endures in a number of important buildings but who is most noted for the Delaware and Hudson Railroad headquarters, now the central administration building of the State University of New York.

This is shown reflected in the glassy anonymity of the IBM building across Pearl Street.